We use our expertise to make your loan experience quick and easy
B&ISavvy was built on a deep understanding of the USDA B&I lending landscape. Our team brings decades of hands-on experience across the full spectrum of commercial lending, from loan officer to loan broker to bank leadership. That background gives us an insider’s perspective on what B&I lenders look for and how to position a loan for success.
Between USDA guidelines, rural eligibility requirements, and coordination with USDA Rural Development offices, B&I loans involve a layer of complexity that conventional loans don’t. We know these details front to back and inside and out, so our borrowers don’t have to. The result is a smoother process with fewer surprises.
Our lender connections mean we can connect you with the best lender for your loan
The B&I lending market is smaller and more specialized than the conventional or SBA loan markets – fewer lenders participate, and their experience levels vary widely. We’ve built long-standing relationships with experienced B&I lenders across the country, so we know which ones are currently hungry for loans, which industries and loan sizes they prefer, and how responsive they are. That knowledge lets us make targeted matches rather than generic introductions.
And we don’t just match you with a lender – we connect you with a specific high-ranking person at that lender, typically a Vice President or senior loan officer who has direct experience with B&I transactions. This means your loan lands on the desk of someone who can evaluate it, act on it, and champion it through the approval process.
Our lender matching is 100% free for borrowers
B&ISavvy earns a referral fee from the lender when the loan closes. This fee has no impact on the borrower’s loan amount, interest rate, or terms, and as such our service is entirely free for borrowers.
This structure also keeps our incentives aligned with yours. We only earn when the loan funds successfully, which means we’re motivated to match you with a lender who will move quickly, offer competitive terms, and get the deal done – not just any lender who will take the referral.
At B&ISavvy, we have…
35+
Years of Business Loan Experience
100+
USDA B&I Lender Connections
We’re the only online B&I loan brokering service designed for large loans
Most online lending platforms and lender marketplaces focus on smaller, short-term business loans – the kind you can get in a few days with minimal paperwork. Those products have their place, but they’re not designed for the scale and complexity of a USDA B&I loan. B&ISavvy exists specifically for larger loans – $500,000 and up – where the lender match matters as much as the loan terms. We offer the only online loan brokering service built specifically for B&I borrowers.
Our Get Connected form is the best B&I lender matching tool
Our Get Connected form collects enough detail about your business, the property or acquisition, and the financial picture that lenders can make a confident, informed decision about the match. That means when we connect you with a lender, they already understand the deal – so the conversation starts at a much more advanced stage than a cold inquiry would. It takes just a few minutes to complete, but it gives both you and the lender a head start on the process.
We want to help, because we truly care
Beyond lender matching, B&ISavvy is a resource for anyone navigating the B&I loan landscape. Our site covers everything from how the loan process works to what cash flow ratios lenders expect, because we believe informed borrowers get better outcomes. We review every loan submission personally, and we’re always available to answer questions along the way.
